This video help you to understand Zero Depreciation cover in detail with example. You will be able to understand – Difference between policy with Zero Dep. Cover and without Zero Dep. Cover, Part wise applied depreciation detail, dep. As per age of the vehicle, Assessment of loss with and without Zero Dep. Cover. Eligibility for Zero Dep. Cover.
This Channel is All About Insurance. Purpose of this channel is to share the insurance knowledge and put the complex wording in simplified form with example so that everyone can understand. We are going to cover mainly general insurance however key topics of Life insurance and Health insurance and insurance industries updates will be also covered. All field of general insurance like, Marine, Project insurance , EAR, CAR, Liability insurance i.e. CGL, D&O, Crime, Cyber Crime etc. and miscellaneous insurance will be covered under this channel

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Link :

Link to insurance technical Channel –

5 things you should know before taking Car Insurance policy

Link to add-on cover of Motor Insurance Policy

Engine Protection Cover –

Return to Invoice Cover –

Consumables Cover-

No Claim Bonus (NCB) and NCB Protection Cover

Insurance Technical : Zero Depreciation Insurance




  1. Hi
    In the price list of a new car there are the following:-
    1. Comprehensive insurance (3 year TP + 1 year OD)
    2. 1 year additional zero depreciation insurance (optional)
    3. Extended warranty (optional)

    My question is, can I omit depreciation insurance if I opt for extended warranty or should I opt for all the three options?

  2. Great video sir. And sir Meri Bike Chori hogyi Hai pulsar 220 1 year and 6 month Old Thi sir and bike Loan pe thi sir uska 36 month kay loan Tha abhi 17 month Kya pay Kiya Hai and 19 Month Kya EMI Panding Hai so Kya loan muje pay Kar na pade ga sir and Zero Debt insurance Tha so plzz Kya aap muje Bata sakte Hai ki Muje Cliam kit naa mile ga or kese mile ga ya Muje Vo new Bike dege plzzz sir rply Zarur Kar naa .Thank you.!

  3. Sir I bought maruti baleno last year… its on road price was 841000 at that time at bought return to invoice cover also… now at time of insurance renewal also i bought all three basic insurance covers i.e. engine protection, zero depreciation and return to invoice.. so in case my car gets stolen Will i get total 841000 from the insurance company or will i get only the IDV value of car i.e. 583000


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