Matt McKeever sits down with Jacob Perez and discusses what you need to know about getting a mortgage, what lenders request from would be buyers.

Jacob Perez has been investing aggressively in the Hamilton, Ontario real estate market since he was 23 years old. Leveraging his early success, he began partnering with families and professionals in the Greater Toronto Area (GTA) to complete joint venture real estate transactions. Jacob works as a Mortgage Agent with Synergy Mortgage Group, a role that allows him to assist investors and first-time homebuyers leverage real estate to build wealth.

What You Need to Know About Mortgages – Mortgage Basics – Talking With a Mortgage Agent

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Matt McKeever is a CPA, CA and Real Estate Entrepreneur in London, Ontario. On this YouTube Channel Matt discusses a variety or real estate and personal finance strategies and tactics. Including: How to BRRRR Real Estate, The Importance of Investing for Cash Flow, How to Reach Financial Independence Retire Early, Safe Withdrawal Rates, Frugality and Reducing Personal Consumption & Embracing Minimalism.

Matt began investing in real estate at age 25 by purchasing a student rental near Fanshawe College.

Matt McKeever : What You Need to Know About Mortgages – Mortgage Basics – Talking With a Mortgage Agent




  1. Hi Jacob I am currently under contract for a short sale but it has been about 4 months now I was wondering if it would be a good idea to look for another deal and speak with a mortgage broker to start the process again?

  2. Are there any pitfalls in the strategy of going with a lender advertising the lowest rate on Ratehub?
    I notice that the best rates are often offered by smaller lenders/credit unions. Are they in anyway inferior to bigger names such as the big 6 banks?
    Which lenders are more lax in approving borrowers who already hold multiple mortgages and are deemed too leveraged by other lenders?


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