I’ve got a new debt plan and it’s not pretty.

#debt #debtsnowball #debtfreecommunity

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WHAT I USE TO BUDGET | AFFILIATE LINKS*:

Below are some of the items I use to budget with to make budgeting both functional and fun!

– Happy Planner: https://amzn.to/2MT0Dbx
– Tombow Dual Brush Pens: https://amzn.to/2PCEjVe
– Every Dollar App: https://www.everydollar.com/

Favorite budget sticker shops:

– Elaine Michelle Studio (youtuber & budget stickers): http://bit.ly/EMSAMLYT
– Planner Kate (matte budget stickers): http://bit.ly/PKAMLYT
– A Happy Blue Tree (kawaii budget stickers): http://bit.ly/AHBTAMLYT
– HoneyInked Planner Paperie (clear budget stickers): http://bit.ly/HIAMLYT
– Planner Envy (bright budget stickers): http://bit.ly/PEAMLYT
– Shay’s Budgets Collection (basic budget bundle): http://bit.ly/SHAYAMLYT

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Hopefully these tools will help you budget whether you love pen and paper or technology!

More of my planner favorites: https://amerrylife.com/shop/planner-favorites/

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SUPPORT THE CHANNEL | AFFILIATE LINKS*:

– Shop Amazon: https://amzn.to/2unvXs8

– Shop Etsy: http://bit.ly/etsyamlyt

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CONTACT ME:

A Merry Life
P.O. Box 240981
Memphis, TN 38124

Website: http://amerrylife.com

Instagram: https://www.instagram.com/amerrylifeonabudget

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MY CAMERA GEAR | AFFILIATE LINKS*:

– Camera: http://amzn.to/2Fzk9Ga
– Tripod: http://amzn.to/2GBp234
– Small Tripod: http://amzn.to/2E2L4gL
– Laptop: https://amzn.to/2KthAbD

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*Affiliate links. I get commissions for purchases you make through links shown here. It doesn’t affect your purchase in any way and the commissions help support this channel. I only recommend items I personally use and appreciate the opportunity to share.

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A Merry Life : New Debt Snowball | Paying Off Student Loans

Loans

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34 COMMENTS

  1. I just saw your video and I just subscribed. I have a student loans from two different providers, one about $6,800 spread over 4 different loans and another loan totaling 15k. I plan on paying on the smaller loan (extra payments) and minimum payments on the larger loan until the smaller loan is paid. Then I'll take the extra I was paying on the smaller loan and pay the larger loan off. I'm just tired of having this debt, I'm owning it and what's sad is that I'm not even working in my field of study. Thanks for sharing and I will follow your progress.

  2. Good for you!!! We’ve paid off a lot of debt that wasn’t ours in the name of “family”…just never allow yourself to resent them for what you are doing…but know that you will be a better person for it!

  3. I just finished paying off all my student loans and decided I'm going to payoff the only loan any of my family members took out for me for my education (mom took out a $6,000 loan for my final semester so I could finish). I decided whatever the outstanding balance by next Christmas will be paid off as my Christmas gift to my parents. Thank you for your video!

  4. Wow I subscribed to your channel. I'm hooked lol. I'm just now getting back on my feet. Last year was the hardest for me and my family. I went through Breast Cancer(Cancer Free!!!) and had to paid for chemotherapy, radiation and etc…. out of pocket because medical insurance doesn't paid 💯. But the Grace of God I got through it and now I'm playing catching up. Just want to say hang in there. You Got this!!!!! Thank you for sharing your story 😍😍😍It gives me hope. ❤️❤️

  5. You're an incredibly wise and responsible woman! These numbers can be fixed and you will look back with Joy at what you will accomplish in a very short period of time. Congratulations on taking ownership of your entire life! Once you finish this you'll realize how quickly you can pay off a home :-). My student loans years ago taught me that I could pay off a mortgage quickly… And it only took my husband and I eight and a half years to do it! You're awesome!

  6. About to start binging your videos and watching all the ads. Hope it helps some. You are doing a great thing. Just know this will make you stronger in the end. Taking on a responsibility like this and kicking its butt will show you how tough and capable you truly are. Best of luck on your journey!

  7. have you looked into consolidating your loan into one? there's pros and cons with it – the major pro is you're just paying 1 loan instead of multiple, but the biggest downside is the interest will change… i guess just something to think about 🙂

  8. I’m so sorry about your broken promise 😐 You are so good a budgeting you will get this debt down in no time!! I’m really happy you have a therapist helping you ❤️ Thanks for being honest and always sharing great information 👍 sending you hugs 🤗

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